@charset "UTF-8";

/* ============================================================
   fx-home.css  ·  KLS은행 외환 메인
   네오뱅크 / 바이올렛 무드 (Toss · Revolut · N26)
   원칙: 텍스트가 올라가는 영역(카드/패널/입력/본문)은 화이트·라벤더 + 어두운 글자.
        진한 보라는 버튼·아이콘·헤더 포인트·히어로/CTA 그라데이션에만.
   ============================================================ */

:root{
  --violet:#6D5BFF; --violet-soft:#8E7CFF; --violet-deep:#5A45E8;
  --violet-bright:#7C5CFF; --accent:#9C6BFF;                      /* 보조 일렉트릭 바이올렛 (포인트/그라데이션) */
  --purple:#6D5BFF; --purple-soft:#8E7CFF; --purple-lt:#F2F0FB;   /* legacy 별칭 */
  --navy:#1A1A2E; --navy-dark:#14142B;                            /* 이제 어두운 '텍스트' 색 */
  --lavender:#F1EEFF; --bg:#F6F4FF; --surface:#FFFFFF; --border:#E9E5FB;
  --text:#16162B; --text-body:#2B2B38; --text-sub:#56566B;        /* 더 진하게(대비 ↑) */
  --up:#F23645; --down:#2F6BFF;                                   /* 등락 더 선명 */
  --info:#2F6BFF;
  --grad:linear-gradient(135deg,#6D5BFF 0%,#9C6BFF 100%);
  --grad-cta:linear-gradient(135deg,#6D5BFF 0%,#5A45E8 100%);
  --grad-hero:linear-gradient(120deg,#6D5BFF 0%,#7C5CFF 45%,#9C6BFF 100%);
  --radius:20px; --radius-sm:14px;
  --shadow-sm:0 4px 14px rgba(26,26,46,.07);
  --shadow:0 12px 30px rgba(109,91,255,.16);
  --shadow-lg:0 24px 56px rgba(109,91,255,.22);
  --container:1200px; --t:160ms; --ease:cubic-bezier(.22,.61,.36,1);
}

*{box-sizing:border-box;}
html,body{margin:0;padding:0;}
body{
  background:var(--bg);
  color:var(--text-body);
  font-family:"Pretendard","Apple SD Gothic Neo","Malgun Gothic",sans-serif;
  -webkit-font-smoothing:antialiased;
  line-height:1.5;
}
a{color:inherit;text-decoration:none;}
ul{list-style:none;margin:0;padding:0;}

/* ====================== HEADER ====================== */
.site-header{position:relative;z-index:100;}

/* 상단 유틸리티 바 */
.util-bar{
  background:var(--lavender);
  border-bottom:1px solid var(--border);
}
.util-inner{
  max-width:var(--container);margin:0 auto;padding:0 32px;
  height:38px;display:flex;align-items:center;justify-content:space-between;
}
.util-bar ul{display:flex;gap:22px;}
.util-bar a{
  color:var(--text-sub);font-size:12.5px;letter-spacing:.2px;
  transition:color var(--t) var(--ease);
}
.util-bar a:hover{color:var(--violet);}
.util-lang{color:var(--violet) !important;}
.util-greeting{color:var(--text);font-size:12.5px;font-weight:600;}
/* gnb-login 이 button 으로도 쓰일 때 a 와 동일하게 보이도록 */
button.gnb-login{border:0;cursor:pointer;font-family:inherit;}

/* 메인 GNB */
.gnb-bar{
  background:var(--surface);
  border-bottom:1px solid var(--border);
  box-shadow:var(--shadow-sm);
}
.gnb-inner{
  max-width:var(--container);margin:0 auto;padding:0 32px;
  height:74px;display:flex;align-items:center;gap:40px;
}

/* 브랜드 */
.brand{display:flex;align-items:center;gap:10px;flex-shrink:0;}
.brand-mark{
  width:34px;height:34px;border-radius:9px;
  background:var(--grad);
  color:#fff;font-weight:800;font-size:18px;
  display:flex;align-items:center;justify-content:center;
  box-shadow:var(--shadow);
}
.brand-name{font-size:18px;font-weight:800;color:var(--violet);letter-spacing:-.3px;}

/* 메뉴 */
.gnb{flex:1;}
.gnb-menu{display:flex;gap:8px;}
.gnb-item{position:relative;}
.gnb-link{
  display:inline-block;padding:26px 18px;
  font-size:15.5px;font-weight:600;color:var(--text);
  position:relative;transition:color var(--t) var(--ease);
}
.gnb-link::after{
  content:"";position:absolute;left:18px;right:18px;bottom:18px;
  height:2px;background:var(--violet);
  transform:scaleX(0);transform-origin:left;transition:transform var(--t) var(--ease);
}
.gnb-item:hover .gnb-link,
.gnb-link.is-active{color:var(--violet);}
.gnb-item:hover .gnb-link::after,
.gnb-link.is-active::after{transform:scaleX(1);}

/* 드롭다운 */
.gnb-dropdown{
  position:absolute;top:100%;left:6px;min-width:172px;
  background:var(--surface);
  border:1px solid var(--border);
  border-radius:var(--radius-sm);
  padding:8px;
  box-shadow:var(--shadow-lg);
  opacity:0;visibility:hidden;transform:translateY(8px);
  transition:opacity var(--t) var(--ease),transform var(--t) var(--ease),visibility var(--t);
}
.gnb-item:hover .gnb-dropdown{opacity:1;visibility:visible;transform:translateY(0);}
.gnb-dropdown a{
  display:block;padding:10px 14px;border-radius:8px;
  font-size:14px;color:var(--text-sub);font-weight:500;
  transition:background var(--t) var(--ease),color var(--t) var(--ease);
}
.gnb-dropdown a:hover{background:var(--lavender);color:var(--violet);}

/* 우측 도구 */
.gnb-tools{display:flex;align-items:center;gap:14px;flex-shrink:0;}
.gnb-search{
  display:flex;align-items:center;gap:8px;
  background:var(--lavender);border:1px solid var(--border);
  border-radius:var(--radius-sm);padding:9px 14px;width:230px;
}
.gnb-search-ico{font-size:13px;opacity:.55;}
.gnb-search input{
  border:0;background:transparent;outline:none;width:100%;
  font-size:13.5px;color:var(--text);
}
.gnb-search input::placeholder{color:var(--text-sub);}
.gnb-login{
  background:var(--grad-cta);
  color:#fff;font-size:14px;font-weight:700;
  padding:10px 20px;border-radius:var(--radius-sm);
  box-shadow:var(--shadow);
  transition:transform var(--t) var(--ease),box-shadow var(--t) var(--ease);
}
.gnb-login:hover{transform:translateY(-1px);box-shadow:var(--shadow-lg);}

/* ====================== BODY ====================== */
.fx-main{display:block;}
.section-inner{max-width:var(--container);margin:0 auto;padding:0 32px;}

/* HERO */
.hero{
  background:var(--grad-hero);
  padding:96px 0 104px;
  color:#fff;
}
.hero-inner{
  max-width:var(--container);margin:0 auto;padding:0 32px;
  display:grid;grid-template-columns:1fr 400px;gap:56px;align-items:center;
}
.hero-badge{
  display:inline-block;font-size:12.5px;font-weight:600;
  color:#fff;background:rgba(255,255,255,.16);
  border:1px solid rgba(255,255,255,.35);
  padding:7px 16px;border-radius:999px;margin-bottom:26px;
}
.hero-title{
  font-size:56px;line-height:1.12;font-weight:800;
  letter-spacing:-1.6px;margin:0 0 24px;
}
.hero-accent{
  color:#fff;
}
.hero-desc{font-size:16px;line-height:1.7;color:rgba(255,255,255,.88);margin:0 0 34px;}
.hero-actions{display:flex;gap:14px;}

/* 버튼 */
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  font-size:15px;font-weight:700;border-radius:var(--radius-sm);
  padding:14px 26px;cursor:pointer;transition:transform var(--t) var(--ease),box-shadow var(--t) var(--ease),background var(--t) var(--ease);
  border:1px solid transparent;
}
.btn-primary{
  background:var(--grad-cta);
  color:#fff;box-shadow:var(--shadow);
}
.btn-primary:hover{transform:translateY(-2px);box-shadow:var(--elev-hover);}
.btn-ghost{
  background:transparent;color:#fff;
  border:1px solid rgba(255,255,255,.5);
}
.btn-ghost:hover{background:rgba(255,255,255,.12);transform:translateY(-2px);}
.btn-light{
  background:#fff;color:var(--violet);
  border:1px solid var(--border);
  box-shadow:var(--shadow-sm);
}
.btn-light:hover{transform:translateY(-2px);box-shadow:var(--elev-hover);}
.btn-block{width:100%;margin-top:18px;}

/* 환율 패널 - 히어로 위에 뜬 흰 카드 */
.rate-panel{
  background:var(--surface);
  border:1px solid var(--border);
  border-radius:var(--radius);padding:24px;
  box-shadow:var(--shadow-lg);
}
.rate-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px;}
.rate-title{font-size:15.5px;font-weight:700;color:var(--text);}
.rate-all{font-size:12.5px;color:var(--text-sub);}
.rate-all:hover{color:var(--violet);}
.rate-list{display:flex;flex-direction:column;}
.rate-row{
  display:grid;grid-template-columns:36px 1fr auto;gap:12px;align-items:center;
  padding:14px 4px;border-bottom:1px solid var(--border);
}
.rate-flag{
  width:36px;height:36px;border-radius:50%;
  background:var(--lavender);
  display:flex;align-items:center;justify-content:center;
  font-size:12px;font-weight:700;color:var(--violet);
}
.rate-name strong{display:block;font-size:14.5px;color:var(--text);font-weight:600;}
.rate-name span{font-size:11.5px;color:var(--text-sub);}
.rate-value{text-align:right;}
.rate-value strong{display:block;font-size:16px;color:var(--text);font-weight:700;}
.rate-value .up{font-size:11.5px;color:var(--up);}
.rate-value .down{font-size:11.5px;color:var(--down);}

/* SECTION 공통 */
.section{padding:80px 0;}
.section-head{display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:34px;}
.eyebrow{
  display:block;font-size:13px;font-weight:700;color:var(--violet);
  letter-spacing:.4px;margin-bottom:8px;
}
.section-title{font-size:32px;font-weight:800;color:var(--text);letter-spacing:-.7px;margin:0;}
.section-more{font-size:14px;color:var(--text-sub);font-weight:600;}
.section-more:hover{color:var(--violet);}

/* AI 배너 */
.ai-section{padding:0 0 70px;background:var(--bg);}
.ai-banner{
  background:var(--grad-cta);
  border-radius:var(--radius);padding:34px 40px;
  display:flex;align-items:center;justify-content:space-between;gap:24px;
  box-shadow:var(--shadow-lg);
}
.ai-left{display:flex;align-items:center;gap:20px;}
.ai-ico{
  width:58px;height:58px;border-radius:15px;
  background:rgba(255,255,255,.18);
  display:flex;align-items:center;justify-content:center;font-size:26px;flex-shrink:0;
}
.ai-eyebrow{font-size:12.5px;color:rgba(255,255,255,.8);font-weight:600;}
.ai-title{font-size:22px;font-weight:800;color:#fff;margin:4px 0 6px;letter-spacing:-.4px;}
.ai-sub{font-size:13.5px;color:rgba(255,255,255,.85);margin:0;}

/* ====================== FOOTER ====================== */
.site-footer{background:var(--lavender);color:var(--text-sub);}
.footer-inner{max-width:var(--container);margin:0 auto;padding:0 32px;}

/* 정책 링크 */
.footer-policy{border-bottom:1px solid var(--border);}
.policy-links{
  display:flex;flex-wrap:wrap;align-items:center;
  gap:0;padding:18px 0;
}
.policy-links a{
  font-size:13px;color:var(--text-sub);padding:2px 18px;
  position:relative;transition:color var(--t) var(--ease);
}
.policy-links a:not(:last-child)::after{
  content:"";position:absolute;right:0;top:50%;transform:translateY(-50%);
  width:1px;height:11px;background:var(--border);
}
.policy-links a:first-child{padding-left:0;}
.policy-links a:hover{color:var(--violet);}
.policy-strong{color:var(--text) !important;font-weight:700;}

/* 본문 */
.footer-main{padding:46px 0 40px;}
.footer-grid{
  display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr 1fr;gap:34px;
}
.footer-logo{display:flex;align-items:center;gap:10px;margin-bottom:16px;}
.footer-mark{
  width:32px;height:32px;border-radius:8px;
  background:var(--grad);
  color:#fff;font-weight:800;font-size:17px;
  display:flex;align-items:center;justify-content:center;
}
.footer-bname{font-size:17px;font-weight:800;color:var(--text);}
.footer-bdesc{font-size:13.5px;line-height:1.7;color:var(--text-sub);margin:0 0 22px;}
.footer-call{display:flex;flex-direction:column;gap:8px;}
.call-line{display:flex;align-items:center;gap:10px;}
.call-label{
  font-size:11px;color:var(--violet);font-weight:600;
  background:var(--lavender);border:1px solid var(--border);
  padding:3px 9px;border-radius:6px;
}
.call-num{font-size:14.5px;font-weight:700;color:var(--text);letter-spacing:.3px;}

.footer-col h4{font-size:14px;font-weight:700;color:var(--text);margin:0 0 16px;}
.footer-col a{
  display:block;font-size:13.5px;color:var(--text-sub);
  padding:6px 0;transition:color var(--t) var(--ease);
}
.footer-col a:hover{color:var(--violet);}

/* 카피라이트 */
.footer-bottom{border-top:1px solid var(--border);}
.footer-bottom-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:20px 32px;
}
.copyright{font-size:12.5px;color:var(--text-sub);letter-spacing:.3px;}

/* ====================== 반응형 ====================== */
@media (max-width:1040px){
  .hero-inner{grid-template-columns:1fr;}
  .rate-panel{max-width:440px;}
  .footer-grid{grid-template-columns:1fr 1fr 1fr;}
  .footer-brand{grid-column:1 / -1;}
}
@media (max-width:680px){
  /* === 모바일 헤더: 상위 메뉴를 브랜드 아래 줄로 항상 표시 + 탭하면 하위 아코디언 펼침 === */
  /* 데스크톱 고정높이(74px) 해제 → 메뉴가 펼쳐진 만큼 헤더가 늘어나 아래 배너와 안 겹침 */
  .gnb-inner{gap:8px;flex-wrap:wrap;height:auto;min-height:56px;padding-top:8px;padding-bottom:8px;}
  .gnb-search{display:none;}
  .gnb-tools{display:none;}              /* 검색/벨/로그인은 상단 util-bar 로 접근 */
  .util-bar ul{gap:12px;}
  /* 상위 메뉴: 항상 표시(숨김 없음), 전체폭 세로 리스트 */
  .gnb{flex:0 0 100%;width:100%;order:5;margin-top:4px;}
  .gnb-menu{flex-direction:column;gap:0;}
  .gnb-item{position:static;border-top:1px solid var(--border);}
  .gnb-link{display:flex;align-items:center;justify-content:space-between;
            padding:13px 4px;font-size:16px;min-height:44px;line-height:1.4;}
  .gnb-link::after{display:none;}        /* 데스크톱 밑줄효과 제거 */
  /* 펼침 화살표(▾): 데스크톱 밑줄 ::after 속성(absolute·violet·scaleX)을 완전 초기화 → 모바일 탭/호버 시 보라줄 깨짐 방지 */
  .gnb-item.has-sub > .gnb-link::after{
    content:'▾';display:inline-block;
    position:static;inset:auto;width:auto;height:auto;background:none;transform:none;
    font-size:12px;color:var(--text-sub);transition:transform var(--t) var(--ease);
  }
  /* 열렸을 때만 회전(이 규칙이 has-sub 의 transform:none, 전역 :hover scaleX 보다 뒤라서 우선 적용됨) */
  .gnb-item.is-open > .gnb-link::after{transform:rotate(180deg);}
  /* 하위메뉴: 기본 숨김 → 해당 항목이 열렸(.is-open)을 때만 표시 */
  .gnb-dropdown{
    position:static;opacity:1;visibility:visible;transform:none;display:none;
    box-shadow:none;border:0;background:transparent;min-width:0;padding:2px 0 8px 14px;
  }
  .gnb-item.is-open .gnb-dropdown{display:block;}
  .gnb-dropdown a{padding:11px 6px;min-height:44px;}
  .util-inner,.gnb-inner,.section-inner,.hero-inner,.footer-inner{padding-left:20px;padding-right:20px;}
  .hero-title{font-size:34px;}
  .ai-banner{flex-direction:column;align-items:flex-start;}
  .footer-grid{grid-template-columns:1fr 1fr;}
  .footer-bottom-inner{flex-direction:column;gap:14px;align-items:flex-start;padding-left:20px;padding-right:20px;}
}

/* ============================================================
   대시보드 홈 확장 (메시 그라데이션·환율카드·스파크라인·빠른이용)
   ============================================================ */
:root{
  --accent-blue:#3B82F6; --accent-mint:#14B8A6; --accent-coral:#FB7185;
  --accent-amber:#F59E0B; --accent-indigo:#4F46E5;
  --up:#FF5A5F; --down:#2F6BFF;            /* 더 또렷한 등락색 */
}

/* HERO: 메시 그라데이션 + 글로우 블롭 */
.hero{
  position:relative;overflow:hidden;
  background:
    radial-gradient(60% 85% at 10% 12%, rgba(175,150,255,.70), transparent 60%),
    radial-gradient(52% 72% at 90% 6%, rgba(120,140,255,.55), transparent 55%),
    radial-gradient(58% 78% at 82% 96%, rgba(236,72,153,.34), transparent 55%),
    linear-gradient(135deg,#6D5BFF 0%,#7C5CFF 50%,#9C6BFF 100%);
}
.hero-blob{position:absolute;border-radius:50%;filter:blur(70px);opacity:.35;pointer-events:none;z-index:0;}
.hero-blob-1{width:300px;height:300px;background:#8E7CFF;top:-90px;left:-50px;animation:blob-drift-a 20s var(--ease-out-quart) infinite alternate;}
.hero-blob-2{width:260px;height:260px;background:#3B82F6;bottom:-100px;right:8%;animation:blob-drift-b 24s var(--ease-out-quart) infinite alternate;}
@keyframes blob-drift-a{from{transform:translate(0,0) scale(1);}to{transform:translate(42px,30px) scale(1.12);}}
@keyframes blob-drift-b{from{transform:translate(0,0) scale(1);}to{transform:translate(-36px,-24px) scale(1.1);}}
.hero-inner{position:relative;z-index:1;}

/* 히어로 featured 환율 카드 (glass) */
.hero-feature{
  background:linear-gradient(160deg,rgba(255,255,255,.24),rgba(255,255,255,.10));
  border:1px solid rgba(255,255,255,.42);
  border-radius:24px;padding:26px;color:#fff;min-height:236px;
  -webkit-backdrop-filter:blur(16px) saturate(1.2);backdrop-filter:blur(16px) saturate(1.2);
  box-shadow:0 30px 70px rgba(20,16,60,.42), inset 0 1px 0 rgba(255,255,255,.4);
}
.hf-skeleton{opacity:.85;font-size:14px;padding:34px 0;text-align:center;}
.hf-top{display:flex;align-items:center;gap:12px;margin-bottom:6px;}
.hf-flag{
  width:44px;height:44px;border-radius:50%;background:rgba(255,255,255,.18);
  display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:800;color:#fff;
}
.hf-code{font-size:18px;font-weight:800;line-height:1.15;}
.hf-name{font-size:12px;color:rgba(255,255,255,.8);}
.hf-rate{font-size:40px;font-weight:800;letter-spacing:-1.5px;line-height:1;margin:10px 0 8px;}
.hf-unit{font-size:16px;font-weight:600;opacity:.8;}
.hf-change{font-size:13px;font-weight:700;display:inline-flex;gap:6px;align-items:center;}
.hf-change.up{color:#FFC6C8;}
.hf-change.down{color:#C3D6FF;}
.hf-spark{margin-top:12px;}
.hf-spark svg{display:block;width:100%;height:auto;}
.hf-sub{display:flex;gap:16px;margin-top:14px;padding-top:14px;border-top:1px solid rgba(255,255,255,.2);}
.hf-sub span{display:block;font-size:11px;color:rgba(255,255,255,.7);margin-bottom:2px;}
.hf-sub strong{font-size:14.5px;font-weight:700;}

/* 실시간 환율 카드 그리드 */
.rates-section{padding:60px 0 22px;}
.rate-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;}
.rate-card-skel{grid-column:1 / -1;text-align:center;color:var(--text-sub);padding:30px;}
.rate-card{
  position:relative;overflow:hidden;
  background:linear-gradient(165deg,#fff 0%,#FBFAFF 100%);
  border:1px solid var(--border);border-radius:var(--radius);padding:22px;
  box-shadow:var(--elev-rest);
  transition:transform var(--dur-base) var(--ease-out-quart),box-shadow var(--dur-base) var(--ease-out-quart),border-color var(--dur-base) var(--ease-out-quart);
}
.rate-card:hover{transform:translateY(-6px);box-shadow:var(--elev-hover);border-color:var(--rc,var(--violet-soft));}
.rate-card::before{content:"";position:absolute;left:0;right:0;top:0;height:4px;
  background:linear-gradient(90deg,var(--rc,var(--violet)),transparent 70%);}
.rate-card::after{content:"";position:absolute;inset:0;border-radius:inherit;pointer-events:none;
  background:radial-gradient(120% 80% at 50% -10%, color-mix(in srgb, var(--rc,var(--violet)) 16%, transparent), transparent 60%);
  opacity:0;transition:opacity var(--dur-base) var(--ease-out-quart);}
.rate-card:hover::after{opacity:1;}
.rc-top{display:flex;align-items:center;gap:10px;margin-bottom:14px;}
.rc-flag{
  width:34px;height:34px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:800;
}
.rc-code{font-size:15px;font-weight:800;color:var(--text);line-height:1.15;}
.rc-name{font-size:11px;color:var(--text-sub);}
.rc-rate{font-size:29px;font-weight:800;color:var(--text);letter-spacing:-1px;margin:2px 0 0;}
.rc-meta{display:flex;align-items:center;justify-content:space-between;margin-top:6px;min-height:18px;}
.rc-change{font-size:12.5px;font-weight:700;}
.rc-change.up{color:var(--up);}
.rc-change.down{color:var(--down);}
.rc-spark{margin-top:12px;}
.rc-spark svg{display:block;width:100%;height:auto;}

/* 대시보드 반응형 */
@media (max-width:1040px){
  .hero-inner{justify-items:center;}
  .hero-left{width:100%;max-width:640px;justify-self:center;}
  .hero-feature{width:100%;max-width:440px;justify-self:center;margin:0 auto;box-sizing:border-box;}
  .rate-cards{grid-template-columns:repeat(2,1fr);}
}
@media (max-width:680px){
  .rate-cards{grid-template-columns:1fr 1fr;}
  .hf-rate{font-size:34px;}
  .rates-section{padding:44px 0 16px;}
}

/* ===== 히어로 환율 캐러셀 ===== */
.hf-stage{min-height:236px;}
.hf-anim{animation:hfIn .22s var(--ease);}
@keyframes hfIn{from{opacity:0;transform:translateX(10px);}to{opacity:1;transform:none;}}
.hf-controls{display:flex;align-items:center;justify-content:center;gap:14px;margin-top:16px;}
.hf-nav{
  width:30px;height:30px;border-radius:50%;flex-shrink:0;
  border:1px solid rgba(255,255,255,.4);background:rgba(255,255,255,.12);
  color:#fff;font-size:16px;line-height:1;cursor:pointer;
  transition:background var(--t) var(--ease);
}
.hf-nav:hover{background:rgba(255,255,255,.26);}
.hf-dots{display:flex;gap:7px;align-items:center;}
.hf-dot{
  width:7px;height:7px;border-radius:50%;border:0;padding:0;cursor:pointer;
  background:rgba(255,255,255,.4);
  transition:background var(--t) var(--ease),width var(--t) var(--ease),border-radius var(--t) var(--ease);
}
.hf-dot.is-active{background:#fff;width:18px;border-radius:4px;}

/* 환율 카드: 클릭으로 캐러셀 동기화 */
.rate-card{cursor:pointer;outline:none;}
.rate-card:focus-visible{border-color:var(--rc,var(--violet));}
.rate-card.is-active{
  border-color:var(--rc,var(--violet));
  box-shadow:inset 0 0 0 2px var(--rc,var(--violet)),var(--shadow);
}
/* Mobile app-like polish */
@media (max-width:680px){
  .hero{padding:46px 0 92px;}
  .hero-inner{
    width:100%;max-width:100%;box-sizing:border-box;
    grid-template-columns:minmax(0,1fr);gap:28px;justify-items:center;
    padding-left:22px;padding-right:22px;
  }
  .hero-left{width:100%;max-width:440px;justify-self:center;}
  .hero-badge{margin-bottom:24px;}
  .hero-title{font-size:34px;line-height:1.08;letter-spacing:-.8px;margin-bottom:24px;}
  .hero-desc{font-size:15px;line-height:1.65;margin-bottom:30px;}
  .hero-actions{gap:12px;}
  .hero-actions .btn{flex:1;min-width:0;padding:15px 12px;border-radius:14px;}
  .hero-feature{
    width:100%;max-width:440px;box-sizing:border-box;justify-self:center;margin:0 auto;
    padding:26px;border-radius:22px;min-height:0;
  }
  .hf-stage{min-height:0;}
  .hf-spark svg{width:100%;}
  .hf-sub{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;}
  .hf-sub strong{font-size:13.5px;}
  .rates-section{padding-bottom:28px;}
  .ai-section{padding-bottom:96px;}
  .ai-banner{padding:22px;border-radius:22px;}
  .ai-banner .chatbot-fab{display:flex;}
}

@media (max-width:390px){
  .hero-inner{padding-left:18px;padding-right:18px;}
  .hero-title{font-size:31px;}
  .hf-rate{font-size:31px;}
  .hf-sub strong{font-size:12.5px;}
}
/* Header/mobile cleanup */
.gnb-search{display:none;}
@media (max-width:680px){
  .site-footer{display:none;}
}